At Ski the Rockies, we understand the value of your vacation investment and
strongly recommend the purchase of the Ski the Rockies Travel Protection Plan
to safeguard and enhance your experience.
How do I purchase travel protection?
It is easy. Ski the Rockies will assist you on the sign up procedure and
advise you of the cost of the insurance.
What if I don’t want travel protection?
Of course we strongly recommend that you purchase the Ski the Rockies
Travel protection plan. The unforeseen can happen and we do not want ordinary
mishaps to complicate or ruin your travel experience. However, if you wish
to decline participation in the plan, simply advise Ski the Rockies that
you do not wish to participate.
I had a heart attack last year. Will I be covered if
I have a problem on my trip?
If your medical condition is stable for at least the past 180 days,
you are medically able to travel when you purchase the plan and have not
made a claim for trip cancellation due to your heart condition within the
past 180 days, then you are eligible for benefits under the plan. Please
note however that pre-existing conditions are specifically excluded under
the plan.
What is a Pre-Existing Condition?
A Pre-Existing Condition is defined as “any Injury, Sickness or condition
(including any condition from which death ensues) of You, or Your Traveling
Companion, You or Your Traveling Companion's Family Member or Your Business
Partner which within the 60 day period prior to the Effective Date of Your
Protection Plan: a) manifested itself, became acute or exhibited symptoms
which would have caused one to seek diagnosis, care or treatment; b) required
taking prescribed drugs or medicine, unless the condition for which the
prescribed drug or medicine is taken remains controlled without any change
in the required prescription; or c) required Medical Treatment or treatment
was recommended by a Legally Qualified Physician. (Note, In California,
part "a" is not applicable).
What if I have to cancel because one of my children
is sick?
You are eligible for trip cancellation benefits if you, your traveling
companion, business partner or a family member becomes sick or injured preventing
you from taking your trip.
What about the weather? I know I want good snow for
skiing but what if I can’t get to my destination?
If Weather at your departure point causes complete cessation of
your common carrier for 48 hours then you will be eligible for Trip Cancellation
benefits. Please review your plan for the specific terms and conditions.
You should review the Trip Cancellation benefit and the definition of Common
Carrier. Or call our plan administrator Travel Insured International and
they will be happy to answer your questions.
How do I file a claim?
Filing a claim is simple. Just call our plan administrator, Travel Insured
International at 1-800-243-3174. Be sure to tell them you have the Ski the
Rockies Travel Protection Plan and reference plan number T-2391.
What if I am hurt while traveling?
You should call our 24-hour Travel Assistance Services at the number
listed on your Evidence of Benefits. They will help you with any travel
emergency. Their trained call center staff will put you in touch with local
medical care and if necessary arrange for your evacuation home or closest
medical facility capable of providing adequate care.
What if I purchase only a portion of trip through the
organization? Is what I purchase on my own covered?
No.
We realize that this is dull reading and that you will want to summarize the
coverage benefits as you offer the trip and the optional protection coverage.
Most people are primarily interested to know that if they have to cancel from
the trip for medical reasons (including medical reasons within the family that
forces them to miss the trip), they will get their money back.
Participants will generally buy (or reject) the optional protection coverage on
the basis of the pre-trip cancellation element alone. While that is the biggest
attraction, the coverage also includes trip interruption costs, trip delay, baggage
delay and baggage damage costs and certain medical transportation costs during
the trip itself. It is rather extensive coverage at a very affordable and reasonable
cost. If people have ever considered travel protection for other trips, they should
be very impressed with the relatively low cost of the coverage being offered through
the club on this particular trip.
We hope that this enhanced travel protection coverage program will be helpful
and successful for you, your trip and your group overall.
